What is your life vision?
It is not just about wealth. It’s about what your wealth can accomplish for you. We want to know what your vision is for your life, and our responsibility is to demonstrate how we will make it a reality.
The PWM OnePlan.
OnePlan simplifies and organizes all your financial matters – providing our clear plan for your vision.
Comprehensive Financial Organization
Comprehensive Financial Organization
Helping our clients achieve peace of mind requires simplifying, organizing, and securing all their finances. The PWM OnePlan consolidates all your documents, information, and plans. A bound, hard copy is given to each client and a digital copy is maintained in an encrypted vault – easily accessible 24/7.
Fully Integrated Retirement Plan
Fully Integrated Retirement Plan
Understanding you as an individual — not just as an investor — is paramount to our wealth planning process. In a comfortable, one-on-one setting, thoughtfully crafted questions illuminate each client’s values, goals, and passions.
This relaxed, in-depth approach helps us understand you, your other financial relationships, and your assets. Afterward, you’ll have a new clarity on what you want in life, and we’ll be best positioned to manifest it.
This time-tested approach also helps us to answer clients’ five main concerns:
1. Will I have the resources to maintain the lifestyle to which I have become accustomed?
2. Where will my income come from in retirement?
3. How do I protect my assets from major stock market declines?
4. How will my assets be protected if I become ill?
5. Who will inherit my money when I die?
Tailored Investment Strategy
Tailored Investment Strategy
Palumbo Wealth Management created a proprietary 50+year research study that is consistently updated and at the heart of our investment strategy. This logical, deliberate time-tested method gives our clients a unique advantage regarding their investments.
Nobody can tell you with certainty if the returns will be achieved or not over the lifetime of a plan. Rates of returns used in financial planning are only forecasts. Furthermore, we do not believe anyone can consistently time the markets and/or predict the direction of interest rates and the economy, which are unknowns.
That said, our approach is to control what we can control. Sophisticated technology, data from our private research tool and a perfect balance between the client’s financial needs and their rick tolerances.
There are two main steps to our process:
• First, we work to understand if our clients can achieve their financial goals using forecasted returns of highly conservative portfolios constructed around a well-documented, disciplined investment strategy.
• Second, we invest using this well-documented, disciplined approach, which has shown over time to provide more than double the conservative returns used in the first step.
The process results in a broader perspective, better understanding of the ramifications of investment decision-making, and what we believe to be the highest probability of achieving your financial goals.
Detailed Advanced Planning
Detailed Advanced Planning
Our clients have the luxury of a complete, holistic approach to their wealth management. Strategic partners have been assembled to identify any gaps and ensure every facet of their financial platform is considered and finely tuned – including taxes, transfer of wealth, asset protection and charitable giving.
Months of interviewing seasoned professionals has resulted in an integrated team with specialized skills and experience you won’t find among Wall Street firms. With no less than fifteen years of experience, these owners and partners of established firms comprise of CPAs, accountants, attorneys, estate & trust planners, insurance professionals, and property & casualty experts.
Our Advanced Planning Strategic Partners meet every two months to review new or changing client cases and pinpoint any gaps our clients may have from the perspective of their areas of expertise. We then work with each client to quickly fill those gaps and present a total wealth picture with every piece in place.
